Uber is one of two highly recognized ridesharing or ride-hailing services that is ubiquitous in most cities and larger towns throughout the U.S. and abroad. Each state requires these services to maintain a one-million-dollar liability policy in the event of an accident where the Uber or Lyft app is activated, and a passenger is on-board. These policies provide substantial coverage for the drivers if they cause an accident or they or their passengers are injured while being transported. But what if a third party asserts that the Uber passenger was at least partially at fault for their injuries? Would Uber insurance cover the passenger?
A tragic rollover accident occurred in early June that took the life of a 16-year old who had just completed his junior year in high school. The young driver had been traveling on I-93 in Andover, Massachusetts, around 5:00 p.m. when his 2018 Mitsubishi SUV rolled over and crashed into a signpost. He later succumbed to his injuries.