Bad Faith Insurance Claims in Massachusetts 2023

An insurer has a contractual relationship with its insureds and to claimants that obligates the insurer to act in good faith. Most insurers do adhere to their obligations but there are occasions when your valid claim is unreasonably declined, payments are delayed, there is a failure to conduct an appropriate investigation, or the insurer otherwise acts unfairly. Should your insurer or the defendant party’s insurer act in bad faith in Massachusetts, you may have a claim against it for bad faith.

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Six Causes of Motorcycle Accidents in Massachusetts

There is no doubt that riding a motorcycle in Massachusetts carries inherent risks.  Riders are exposed to the elements such as wind, rain and fog as well as poorly maintained roadways that are commonly frequented by intoxicated and inattentive motorists.  Any kind of accident where a rider is thrown from a bike has a high probability of the rider sustaining a serious injury.

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What is a No-Fault State?

If you are in an accident and live in one of the 12 no-fault states, such as Massachusetts, paying for your medical expenses, lost earnings, and being able to bring a claim against the responsible motorist differs from those states that are at-fault or tort liability states.  Being in a no-fault state generally means that you are at least initially responsible for paying your own medical expenses and other economic losses resulting from the accident regardless of who is at fault for the collision.  And, if you wish to bring an injury claim against the responsible driver, you must first meet certain threshold requirements.

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Most Recently Published Causes of Fatal Car Accident Stats in Massachusetts

While driving a car is not generally considered inherently risky, there are still far too many car accidents in Massachusetts including those that result in fatal injuries.  In 2021, the most recently published year for car accident fatalities, our state experienced 413 fatal car crashes, an increase of more than 20% than in the prior year.

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Can I Dispute a Police Report for a Car Accident in Massachusetts?

An accident or police report can be a vital tool in a personal injury accident claim since it contains information from what we assume is an unbiased source and from someone trained in investigating traffic accidents. Following a motor vehicle injury accident, the investigating officer on the scene will prepare the report that you can request from the reporting police department for a fee of around  $20. It typically takes from 2-4 weeks for the report to be prepared and sent to you. 

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