Children are often the most defenseless segment of our population when it comes to abuse or injury, whether the injury was caused by parents, relatives, nannies or other third parties. Parents who both work trust that a nanny, sitter or daycare worker will take care of their children and know how to deal with crying spells or tantrums with patience and understanding.
More and more people are using bicycles in urban areas to commute, shop or visit friends and family as well as to exercise their legs and lungs. Lighter bicycles, more gears for easier hill climbing, and no worries about parking, traffic jams, tickets or auto insurance account for some of the increase in usage. However, bicycles and urban traffic also mean risks to bike riders. This fact of city life is no less evident than in the city of Cambridge that has decided to do something about its bike safety problem.
Since the year 2000, traffic fatalities had been gradually decreasing throughout the country. Factors largely responsible include roadway designs to incorporate bicycle lanes and lighted pedestrian crossings, increased awareness of the dangers of drinking and driving, safer vehicles and emphasis on slowly allowing teen drivers full driving privileges. Unfortunately, the current year has experienced a dramatic increase of 10% in fatal accidents over the first half of 2016 when compared to the same period in 2015. In fact, the increase is the largest in 50 years, according to the National Highway Traffic Safety Administration (NHTSA).
Skiing is a winter activity with millions of participants. Resorts in California, Nevada, Colorado, New Mexico, Utah and Vermont are well-known, though other states like New Jersey, Massachusetts and Minnesota have ski areas as well. Ski slopes usually have trails tailored towards a skier’s level of expertise, from the bunny or novice trail to the intermediate and expert.
But ski areas can be hazards as well. With so many skiers of different levels competing for space and some trails containing objects like trees, rocks, holes and other hazards, accidents happen every day of the skiing season. Also, ski lifts can malfunction or operators can be lax regarding safety that can result in skiers falling, sometimes from hundreds of feet to an icy and unforgiving surface.
Auto Insurance Policy Requirements
All Massachusetts motorists are required to carry auto liability insurance so that if they cause an accident, the other party can be compensated to some degree. However, the minimum limits for coverage is very low. By state law, a car owner need only purchase coverage of $20,000/$40,000. This means that if you were injured in an accident, you may only recover up to $20,000. If there are multiple injured claimants, the 40,000 would have to divided among you and the other injured parties with no single party collecting more than $20,000.
Many victims of legal malpractice can file claims with the Massachusetts Clients’ Security Board of the Supreme Judicial Court. Established by the SJC in 1974, the CSB awards 100% of clients losses as a result of attorney fraud; attorneys that actually steal, or “misappropriate” their clients monies. Note, this does not include victims of malpractice in which clients monies have not been misappropriated.