Massachusetts Personal Injury Victims Win Unfair Claims Settlement Against Insurance Companies
In a recent case in which a victim of a horrific motor vehicle collision in Medway sued the negligent truck driver that rear ended her, the Appeals Court found that the insurance companies have an obligation to make a reasonable settlement offer no matter what the demand. This case reassures victims of motor vehicle accidents and other personal injuries that insurance companies must make reasonable offers of settlement.
We won't get into the injuries or damages for this article; however, they were extensive, including paralysis. The truck driver's insurance company offered their full policy of $2 million, however, there was an excess umbrella policy administrated by AIG insurance. Notwithstanding having all of the medical records, and a high evaluation for the case, AIG decided to make a strategic low offer of settlement. Wherefore the case went to a jury which came back with a verdict of over $9 million, plus costs and interest of about $2 million. With appeals pending, AIG finally made a reasonable offer and the main case settled against the truck driver for the victim and her family. However, the plaintiffs did not settle their case against AIG for failing to effectuate a reasonable settlement in a timely fashion, under Massachusetts General Laws, Chapter 93A and 176D. That case went to the Appeals Court.



